What are my rights if a debt collector contacts me?
Scris: Joi Oct 02, 2025 7:38 pm
If you're contacted about a debt, you have the right to request US Debt Validation to confirm the debt is legitimate. This means the collector must prove you owe the debt and that they have legal authority to collect it. If they can’t provide this within 30 days, they must stop contacting you. It’s a key protection under federal law.